Why do I need this service?

Each day life can present surprises to any of us. Circumstances can change in the blink of an eye and you may need to provide documentation of what you have in your home, apartment, storage unit, or business.  You may also need to prove the condition of the property.  Should you experience an unforeseen circumstance, like a fire, theft, or flood, having an inventory of your property will allow you to work through the insurance and process with greater ease during a time of crisis and great emotion.  Having an inventory of your assets is also an invaluable tool in financial and estate planning, marital changes, and moving and relocation.

How often should I perform an inventory of my property?

Performing a complete inventory one time is certainly a first great step to knowing what you have.  However, it is important to update this information as you acquire new items or make purchases.  Most insurance companies recommend that your inventory be updated, at least every two years. However, you will have access to your inventory if you prefer to keep it updated as you go.

Are You Bonded And Insured? Licensed And Certified?

Yes, we are insured and hold a business services bond. The personal property inventory industry does not have a licensing structure. Certification is not required of contents inventory providers, but we have chosen to begin to acquire certification through the National Inventory Certification Association.

What happens on the day of your inventory and how much time does it take?

The on-site inventory consists of a walk-through of your home, defining not only the plan for the photography, but also to carefully understand what  items are of particular importance to you.  It is important to capture all the details so your needs and expectations are fully met. Your belongings are treated with the utmost care and confidentiality.  During the inventory process your home/business is documented with video and photography so that  your prized possessions and belongings can be accurately captured.  Once the on-site inventory is completed, we will organize your information, and within 48 hours,  you will receive your log-in information to access your full inventory from a cloud-based program.  Confidentiality is guaranteed. Our concern for the security of client information is a priority.

Each inventory is unique.  The length of time and cost are based upon the size and scope of the project. One client may have a large property with minimal furnishings and collections.  Another client may have a smaller home with multiple collections and assets. Therefore, inventory time will vary depending on your specific needs.  You can find additional pricing information in our pricing section.

Do you inventory businesses?  Why is this important to do?

Yes, we also inventory businesses.  A business asset inventory is essential for a number of reasons:

  • Know the value of your business contents to ensure you have sufficient insurance coverage.
  • A detailed list of all business assets is more thorough than a depreciation schedule.
  • When seeking a loan or line of credit, this document will prove value of assets for collateral.
  • Prevent duplicate purchases – especially helpful when you have items in offsite storage facilities.
  • Have a full picture of the value of total assets for a sale, merger, acquisition, or purchase of a business.
  • Proof of uninsured losses to support a loss deduction claimed on your income tax returns.

How can I use my inventory document for insurance purposes?

A home or business inventory is an excellent way to expedite the insurance claims process after theft, damage, or loss. This record of your insurable assets will not only help you in the settlement of a covered loss or claim, but will also help verify tax-deductible property losses and determine the right amount of insurance coverage you need.  Whether your policy pays for the replacement or just the actual cash value, insurance companies are  only obligated to pay for personal property that you can show you owned at the time of loss, especially when that information is documented by a third-party inventory professional.